{"id":5889,"date":"2018-12-06T15:05:05","date_gmt":"2018-12-06T15:05:05","guid":{"rendered":"https:\/\/assalweb.org\/grupos-de-trabajo-assal\/seguros-inclusivos\/"},"modified":"2025-12-09T17:03:03","modified_gmt":"2025-12-09T17:03:03","slug":"inclusive-insurance","status":"publish","type":"page","link":"https:\/\/assalweb.org\/en\/assal-work-groups\/inclusive-insurance\/","title":{"rendered":"Inclusive Insurance"},"content":{"rendered":"[vc_row type=&#8221;full_width_background&#8221; full_screen_row_position=&#8221;middle&#8221; bg_image=&#8221;246&#8243; bg_position=&#8221;left bottom&#8221; bg_repeat=&#8221;no-repeat&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; overlay_strength=&#8221;0.3&#8243; shape_divider_position=&#8221;bottom&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_link_target=&#8221;_self&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; width=&#8221;1\/4&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][\/vc_column][vc_column column_padding=&#8221;padding-5-percent&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_link_target=&#8221;_self&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; width=&#8221;1\/2&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<h4 style=\"text-align: center;\">Inclusive Insurance Work Group<\/h4>\n<hr \/>\n<h5 style=\"text-align: left;\"><\/h5>\n[\/vc_column_text][vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; column_margin=&#8221;default&#8221; text_align=&#8221;left&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;1\/12&#8243; tablet_width_inherit=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;]<div class=\"img-with-aniamtion-wrap center\" data-max-width=\"100%\" data-border-radius=\"none\"><div class=\"inner\"><img loading=\"lazy\" decoding=\"async\" data-shadow=\"none\" data-shadow-direction=\"middle\" class=\"img-with-animation skip-lazy \" data-delay=\"0\" height=\"100\" width=\"100\"  data-animation=\"fade-in\" src=\"\"  alt=\"\" \/><\/div><\/div>[\/vc_column_inner][vc_column_inner column_padding=&#8221;padding-1-percent&#8221; column_padding_position=&#8221;left&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;11\/12&#8243; tablet_width_inherit=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<h5 style=\"text-align: left;\"><strong>Country:<\/strong><\/h5>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; column_margin=&#8221;default&#8221; text_align=&#8221;left&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;1\/12&#8243; tablet_width_inherit=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;]<div class=\"img-with-aniamtion-wrap center\" data-max-width=\"100%\" data-border-radius=\"none\"><div class=\"inner\"><img loading=\"lazy\" decoding=\"async\" data-shadow=\"none\" data-shadow-direction=\"middle\" class=\"img-with-animation skip-lazy \" data-delay=\"0\" height=\"13\" width=\"19\"  data-animation=\"fade-in\" src=\"https:\/\/assalweb.org\/wp-content\/uploads\/2018\/12\/costa_rica.gif\"  alt=\"\" \/><\/div><\/div>[\/vc_column_inner][vc_column_inner column_padding=&#8221;padding-1-percent&#8221; column_padding_position=&#8221;left&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;11\/12&#8243; tablet_width_inherit=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<h5 style=\"text-align: left;\">Costa Rica: General Superintendency of Insurance<\/h5>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; column_margin=&#8221;default&#8221; text_align=&#8221;left&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;1\/12&#8243; tablet_width_inherit=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;]<div class=\"img-with-aniamtion-wrap center\" data-max-width=\"100%\" data-border-radius=\"none\"><div class=\"inner\"><img loading=\"lazy\" decoding=\"async\" data-shadow=\"none\" data-shadow-direction=\"middle\" class=\"img-with-animation skip-lazy \" data-delay=\"0\" height=\"13\" width=\"19\"  data-animation=\"fade-in\" src=\"https:\/\/assalweb.org\/wp-content\/uploads\/2018\/12\/argentina.gif\"  alt=\"\" \/><\/div><\/div>[\/vc_column_inner][vc_column_inner column_padding=&#8221;padding-1-percent&#8221; column_padding_position=&#8221;left&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;11\/12&#8243; tablet_width_inherit=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<h5 style=\"text-align: left;\">Argentina: Superintendency of Insurance of the Nation<\/h5>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_column_text css=&#8221;.vc_custom_1762536147360{padding-bottom: 20px !important;}&#8221;]\n<hr \/>\n<h5>This Working Group is co-coordinated by two countries and has the following mandate:<\/h5>\n<ol>\n<li>Facilitate the exchange of knowledge and experiences in the regulation and supervision of inclusive insurance, as well as topics defined by the WG members, which may include the following: market conduct, specific regulation for microinsurance, innovative product design, distribution channels, use of digital services, financial education of the insurance consumer and other topics of common interest;<\/li>\n<li>To foster constant communication from members, in order to identify their concerns, as well as topics in which further training is required, to bring them to the attention of the Board of Directors and the ASSAL Secretariat.<\/li>\n<li>The International Association of Insurance Supervisors (IAIS) defines Inclusive Insurance as \u201cinsurance aimed at the market excluded or underserved\u201d by traditional insurance products.<\/li>\n<\/ol>\n<hr \/>\n<p style=\"text-align: center;\"><strong>Related Documents<\/strong><\/p>\n[\/vc_column_text][vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;bottom&#8221; column_margin=&#8221;default&#8221; text_align=&#8221;left&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;7\/12&#8243; tablet_width_inherit=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<h6><strong><span style=\"color: #808080;\">TITLE<\/span><\/strong><\/h6>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;1\/4&#8243; tablet_width_inherit=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<h6><strong><span style=\"color: #808080;\">DATE<\/span><\/strong><\/h6>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;1\/6&#8243; tablet_width_inherit=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<h6><strong><span style=\"color: #808080;\">DOCUMENT<\/span><\/strong><\/h6>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner]<div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"margin-top: 12px; height: 1px; margin-bottom: 12px;\" data-width=\"100%\" data-animate=\"\" data-animation-delay=\"\" data-color=\"default\" class=\"divider-border\"><\/div><\/div>[vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;bottom&#8221; column_margin=&#8221;default&#8221; text_align=&#8221;left&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;7\/12&#8243; tablet_width_inherit=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<h6><span style=\"color: #808080;\"><a style=\"color: #808080;\" href=\"https:\/\/assalweb.org\/wp-content\/uploads\/2023\/08\/Traducci\u00f3n-IAIS-DEI.pdf\" target=\"_blank\" rel=\"noopener\">BALANCE DE LA SITUACI\u00d3N SOBRE DIVERSIDAD, EQUIDAD E INCLUSI\u00d3N EN EL SECTOR ASEGURADOR<\/a><\/span><\/h6>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;1\/4&#8243; tablet_width_inherit=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<h6><a href=\"https:\/\/assalweb.org\/wp-content\/uploads\/2023\/08\/Traducci\u00f3n-IAIS-DEI.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #808080;\">20\/12\/2022<\/span><\/a><\/h6>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;1\/6&#8243; tablet_width_inherit=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]<img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-452\" src=\"https:\/\/assalweb.org\/wp-content\/uploads\/2018\/10\/pdf.png\" alt=\"\" width=\"16\" height=\"16\" \/><span style=\"color: #666699;\">\u00a0<a style=\"color: #666699;\" href=\"https:\/\/assalweb.org\/wp-content\/uploads\/2023\/10\/Balance-de-la-situaci\u00f3n-sobre-Diversidad-Equidad-Inclusi\u00f3n.pdf\" target=\"_blank\" rel=\"noopener\">378 kb<\/a><\/span>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner]<div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"margin-top: 12px; height: 1px; margin-bottom: 12px;\" data-width=\"100%\" data-animate=\"\" data-animation-delay=\"\" data-color=\"default\" class=\"divider-border\"><\/div><\/div>[vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;bottom&#8221; column_margin=&#8221;default&#8221; text_align=&#8221;left&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;7\/12&#8243; tablet_width_inherit=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<h6><a href=\"https:\/\/www.assalweb.org\/wp-content\/uploads\/2018\/10\/20160426104906.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #808080;\">INFORME DE LA ENCUESTA SOBRE COMERCIALIZACI\u00d3N DE SEGUROS EN LOS PA\u00cdSES MIEMBROS DE ASSAL<\/span><\/a><\/h6>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;1\/4&#8243; tablet_width_inherit=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<h6><a href=\"https:\/\/www.assalweb.org\/wp-content\/uploads\/2018\/10\/20160426104906.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #808080;\">31\/03\/2016<\/span><\/a><\/h6>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;1\/6&#8243; tablet_width_inherit=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<h6><span style=\"color: #808080;\"><a class=\"alignnone\" style=\"color: #808080;\" href=\"https:\/\/www.assalweb.org\/wp-content\/uploads\/2018\/10\/20160426104906.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.assalweb.org\/wp-content\/uploads\/2018\/10\/pdf.png\" width=\"16\" height=\"16\" border=\"0\" \/>\u00a0288 KB<\/a><\/span><\/h6>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner]<div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"margin-top: 12px; height: 1px; margin-bottom: 12px;\" data-width=\"100%\" data-animate=\"\" data-animation-delay=\"\" data-color=\"default\" class=\"divider-border\"><\/div><\/div>[vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;bottom&#8221; column_margin=&#8221;default&#8221; text_align=&#8221;left&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;7\/12&#8243; tablet_width_inherit=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<h6><a href=\"https:\/\/www.assalweb.org\/wp-content\/uploads\/2018\/10\/20120720183449.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #808080;\">INFORME DE ACTUALIZACI\u00d3N DE MICROSEGUROS 2011<\/span><\/a><\/h6>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;1\/4&#8243; tablet_width_inherit=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<h6><a href=\"https:\/\/www.assalweb.org\/wp-content\/uploads\/2018\/10\/20120720183449.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #808080;\">20\/07\/2012<\/span><\/a><\/h6>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;1\/6&#8243; tablet_width_inherit=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<h6><span style=\"color: #808080;\"><a class=\"alignnone\" style=\"color: #808080;\" href=\"https:\/\/www.assalweb.org\/wp-content\/uploads\/2018\/10\/20120720183449.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.assalweb.org\/wp-content\/uploads\/2018\/10\/pdf.png\" width=\"16\" height=\"16\" border=\"0\" \/>\u00a094 KB<\/a><\/span><\/h6>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner]<div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"margin-top: 12px; height: 1px; margin-bottom: 12px;\" data-width=\"100%\" data-animate=\"\" data-animation-delay=\"\" data-color=\"default\" class=\"divider-border\"><\/div><\/div>[vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;bottom&#8221; column_margin=&#8221;default&#8221; text_align=&#8221;left&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;7\/12&#8243; tablet_width_inherit=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<h6><a href=\"https:\/\/www.assalweb.org\/wp-content\/uploads\/2018\/10\/20120720183609.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #808080;\">INFORME ANUAL DE ACTIVIDADES 2011<\/span><\/a><\/h6>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;1\/4&#8243; tablet_width_inherit=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<h6><a href=\"https:\/\/www.assalweb.org\/wp-content\/uploads\/2018\/10\/20120720183609.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #808080;\">20\/07\/2012<\/span><\/a><\/h6>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;1\/6&#8243; tablet_width_inherit=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<h6><span style=\"color: #808080;\"><a class=\"alignnone\" style=\"color: #808080;\" href=\"https:\/\/www.assalweb.org\/wp-content\/uploads\/2018\/10\/20120720183609.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.assalweb.org\/wp-content\/uploads\/2018\/10\/pdf.png\" width=\"16\" height=\"16\" border=\"0\" \/>\u00a0275 KB<\/a><\/span><\/h6>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner]<div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"margin-top: 12px; height: 1px; margin-bottom: 12px;\" data-width=\"100%\" data-animate=\"\" data-animation-delay=\"\" data-color=\"default\" class=\"divider-border\"><\/div><\/div>[vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;bottom&#8221; column_margin=&#8221;default&#8221; text_align=&#8221;left&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;7\/12&#8243; tablet_width_inherit=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<h6><a href=\"https:\/\/www.assalweb.org\/wp-content\/uploads\/2018\/10\/20120720183656.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #808080;\">INFORME SOBRE ENCUESTA DE MICROSEGUROS 2009<\/span><\/a><\/h6>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;1\/4&#8243; tablet_width_inherit=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<h6><a href=\"https:\/\/www.assalweb.org\/wp-content\/uploads\/2018\/10\/20120720183656.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #808080;\">20\/07\/2012<\/span><\/a><\/h6>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;1\/6&#8243; tablet_width_inherit=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<h6><span style=\"color: #808080;\"><a class=\"alignnone\" style=\"color: #808080;\" href=\"https:\/\/www.assalweb.org\/wp-content\/uploads\/2018\/10\/20120720183656.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.assalweb.org\/wp-content\/uploads\/2018\/10\/pdf.png\" width=\"16\" height=\"16\" border=\"0\" \/>\u00a0155 KB<\/a><\/span><\/h6>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner]<div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"margin-top: 12px; height: 1px; margin-bottom: 12px;\" data-width=\"100%\" data-animate=\"\" data-animation-delay=\"\" data-color=\"default\" class=\"divider-border\"><\/div><\/div>[vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;bottom&#8221; column_margin=&#8221;default&#8221; text_align=&#8221;left&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;7\/12&#8243; tablet_width_inherit=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<h6><a href=\"https:\/\/www.assalweb.org\/wp-content\/uploads\/2018\/10\/20120720183802.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #808080;\">RESOLUCI\u00d3N SBS N\u00ba 14283-2009 &#8211; REGLAMENTO DE MICROSEGUROS &#8211; PER\u00da<\/span><\/a><\/h6>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;1\/4&#8243; tablet_width_inherit=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<h6><a href=\"https:\/\/www.assalweb.org\/wp-content\/uploads\/2018\/10\/20120720183802.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #808080;\">20\/07\/2012<\/span><\/a><\/h6>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;1\/6&#8243; tablet_width_inherit=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<h6><span style=\"color: #808080;\"><a class=\"alignnone\" style=\"color: #808080;\" href=\"https:\/\/www.assalweb.org\/wp-content\/uploads\/2018\/10\/20120720183802.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.assalweb.org\/wp-content\/uploads\/2018\/10\/pdf.png\" width=\"16\" height=\"16\" border=\"0\" \/>\u00a0262 KB<\/a><\/span><\/h6>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner]<div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"height: 30px;\" class=\"divider\"><\/div><\/div>[vc_row_inner column_margin=&#8221;default&#8221; text_align=&#8221;left&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; centered_text=&#8221;true&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][nectar_btn size=&#8221;small&#8221; button_style=&#8221;regular&#8221; button_color_2=&#8221;Extra-Color-1&#8243; color_override=&#8221;#001143&#8243; icon_family=&#8221;none&#8221; url=&#8221;https:\/\/assalweb.org\/en\/assal-work-groups\/&#8221; text=&#8221;return to ASSAL Work Groups&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_link_target=&#8221;_self&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; width=&#8221;1\/4&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"<p>[vc_row type=&#8221;full_width_background&#8221; full_screen_row_position=&#8221;middle&#8221; bg_image=&#8221;246&#8243; bg_position=&#8221;left bottom&#8221; bg_repeat=&#8221;no-repeat&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; overlay_strength=&#8221;0.3&#8243; shape_divider_position=&#8221;bottom&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_link_target=&#8221;_self&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; width=&#8221;1\/4&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][\/vc_column][vc_column column_padding=&#8221;padding-5-percent&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243;&#8230;<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":5841,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-5889","page","type-page","status-publish"],"acf":[],"_links":{"self":[{"href":"https:\/\/assalweb.org\/en\/wp-json\/wp\/v2\/pages\/5889","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/assalweb.org\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/assalweb.org\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/assalweb.org\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/assalweb.org\/en\/wp-json\/wp\/v2\/comments?post=5889"}],"version-history":[{"count":4,"href":"https:\/\/assalweb.org\/en\/wp-json\/wp\/v2\/pages\/5889\/revisions"}],"predecessor-version":[{"id":6594,"href":"https:\/\/assalweb.org\/en\/wp-json\/wp\/v2\/pages\/5889\/revisions\/6594"}],"up":[{"embeddable":true,"href":"https:\/\/assalweb.org\/en\/wp-json\/wp\/v2\/pages\/5841"}],"wp:attachment":[{"href":"https:\/\/assalweb.org\/en\/wp-json\/wp\/v2\/media?parent=5889"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}